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Purpose To purchase consumer durables like T.V., two-in-ones, stereo / music system, CD player,
computers, printers, refrigerators, micro ovens and other electronic goods.
Eligible persons Employees of State / Central Government, Quasi-Government, Coop. Institutions, Financial institutions,
Teachers, Professors, Industrial establishments, etc., businessmen and professionals like Doctors, Lawyers, Chartered Accountants, Consultants, Freelance Photographers, Engineers, etc.
Quantum Maximum Rs.1,00,000 or 90% of the cost of the articles or 12 times of the monthly gross salary, whichever is less.
Rate of Interest 13% p.a. (subject to change from time to time).
Repayment period 36 equated monthly instalments.