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Purpose To purchase house / flat or construction of house / flat. Loans shall also be sanctioned for upgradation in the existing house
including major repairs. In the case of existing flats, loans shall be sanctioned for increase in living space only.
For purchase of house / flat, the house / flat should have been constructed within a period of 15/10 years respectively.
Eligible persons Any individual in employment with Government / Quasi Government Organizations, Banks and other establishments of repute / private / public sector undertakings with adequate means to repay the principal and interest of the loan shall be eligible to apply for the loan.,
Quantum Rs. 20,00,000
Rate of Interest Currently, 11% p.a. (subject to change from time to time).
Repayment period 10 years EMI.